Fagura is launching an initiative that gives new users the opportunity to explore investing on the platform without paying any costs during the first 30 days. The user has 30 days to test the platform, and if they decide that this product is not the right fit for them, Fagura will help them recover their initial investment without any selling or transfer fees.
1. Organizer
The campaign is organized by the entities operating the Fagura platforms:
For Romania: Fagura Finance SRL, operator of the participatory financing platform authorized by ASF.
For the Republic of Moldova: Fagura Capital SRL, operator of the participatory financing platform authorized by CNPF.
(Hereinafter collectively referred to as “Fagura” or the “Organizer”.)
2. Campaign Period
The campaign runs from March 18, 2026 to May 31, 2026, inclusive. The Organizer reserves the right to change the duration of the campaign, with prior notice to users through its official channels.
3. Eligibility
The campaign is available to new users (individuals or legal entities) who create an Investor account, successfully complete the identity verification (KYC) process, and make their first top-up/investment during the campaign period.
The campaign may be used only once per user or affiliated group of companies.
The campaign is valid for investors registered on either of the platforms: Fagura.ro and Fagura.com.
4. How the Campaign Works
- Starting from the first account top-up, the investor has 30 calendar days (within the campaign period) to invest in loans listed on the Primary Market (through Manual Invest or Auto-Invest).
- If, during this 30-day period, the user decides to stop being an investor, they must send a written request to the Support team at support@fagura.com and/or support@fagura.ro. The withdrawal request can be made only by email. In order to help improve our services, the investor is invited to mention the reasons for their dissatisfaction in the withdrawal request.
- The Fagura team will assist the investor in listing their portfolio on the Secondary Market at 1:1 parity (without discount).
- Fagura will cover the Secondary Market selling fee (2.5%) and any applicable bank transfer costs, so that the user receives back the initial net invested amount, regardless of its value.
- The funds will be available for withdrawal to the user’s bank account within a maximum of 3 business days after the portfolio sale on the Secondary Market is completed.
5. Exclusions and Limitations
The campaign does not apply to:
- Investments made after the 30-day period from the first top-up has expired.
- Investments made directly on the Secondary Market (the campaign is valid only for the Primary Market).
- Amounts coming from other bonuses, prizes, or promotions (these cannot be converted into cash for withdrawal).
- Cases involving suspicion of fraud, abuse, or breach of the platform’s general Terms and Conditions.
- Profit (interest) earned during the 30-day period; the campaign guarantees recovery of the initial invested capital only, not the retention of returns in case of early withdrawal.
- The Fagura PRIME investment product.
6. Nature of the Promotion and Risks
This campaign is a promotional benefit and does not constitute a guarantee of future returns or the elimination of credit risks related to borrowers.
Fagura guarantees only the removal of exit costs (fees) during the 30-day period. All long-term investments remain subject to risk.