"FORI SWEETS" SRL
Producem nuci și fructe uscate în ciocolată și paste premium. Avem parteneriate solide și acum refinanțăm un credit pentru achiziționarea de materii prime. Riscurile sunt gestionabile.
15 million euros
Intermediated investments
2 million euro
Interest paid to investors
3200 loans
funded since Fagura’s launch
6.9%
The minimum interest rate for borrowers
Fagura aims to empower upcoming generations to drive financial prosperity. We are building the first digital community bank in Eastern Europe for millennials and their successors, enabling them to invest, borrow, make payments, and transfer funds instantly. Join the Fagura community today!
Learn more about Fagura
How it works
Investors lend directly to companies that are looking for fast loans or refinancing online. An investor funds multiple companies to reduce his risk.
Investors receive monthly payments from borrowing companies, consisting of the loan principal and the interest. These funds can be reinvested or withdrawn from the investor account. The choice is yours!
On Fagura, investors and borrowers support each other’s financial growth. Algorithms assess loan applications objectively, analyse credit histories, calculate interest rates, and assign risk scores.
Fagura assigns the payments received to each of the investors. In case of outstanding payments, we employ loan recovery procedures at the highest market standard.
Business development loan
Entrepreneurs seeking business financing can easily apply for a loan online on Fagura. If approved, multiple investors on the platform will fund the loan.
Companies pay their instalments on a monthly basis according to the payment schedule attached to the loan contract. The advantage: they build a positive credit history.
"PANTOFINI" SRL
Proiectul vizează procurarea mărfurilor de încălțăminte pentru magazinele Top Top Top Bambini, oferind produse de calitate superioară pentru copii.
"ECODREAM" SRL
Proiectul urmărește creșterea capacităților de ambalare și diversificare a produselor oferite de brandul Ecodream prin achiziția de pachete „bag in box” pentru sucuri și a unui leofilizator pentru procesarea fructelor și legumelor. Aceste investiții vor asigura o valorificare optimă a resurselor disponibile, vor extinde gama de produse și vor îmbunătăți sustenabilitatea afacerii.
"CONDREA REAL ESTATE" SRL
Oportunitate imobiliară unică: achiziționare teren sub prețul pieței pentru revânzare profitabilă.
Interested to find out more?
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Calculator for
Borrow
€5000
€1000
€7500
Credit history
Credit period
12 luni
12 months
48 months
Monthly repayment
434.71 €
Total savings
1244.84 €
Annual interest rate:
7.90 %
You pay
5216.53 €
*Bear in mind some important general info: The minimum term for granting a loan on Fagura is 12 months, and the maximum term is 48 months. If you have a good credit history, the minimum Annual Percentage Rate (APR) will be around 6.5%, in the case of a bad credit history - the maximum Annual Percentage Rate (APR) will be 38.9%. To make it easier for you in understanding the figures, please find below an example:
Example calculation: Let's say you have a good credit history and you need to borrow €1000. If your request is aproved, you will get €1000 and will have to return back a total of €1071.24, which includes the interest. You will have to return the funds during 12 months, by paying €89.27 monthly. Your annual interest will be 12.9% (APR). But that's an example. To find out your exact quote, you will need first to complete a loan application.
Benefits
Choose to grow financially with Fagura through online loans
Apply online while having your coffee
Everything is digitally native, even the signature. Borrow or refinance online. Invest easily and quickly, wherever you are.
Get the answer in a day
You receive the response to your online SME loan application within 24 hours. Everything is digitized and efficient.
Get your business known
Your loan pitch makes your brand known to all the community members on Fagura. This way, you can even find new customers.
Grow financially by helping others
When you invest, you also support Romanian businesses that are striving for expansion or are just embarking on their journey. This contributes to the growth of both the economy and your profit.
User reviews
The trust and satisfaction in the Fagura community has earned us a 4.7 out of 5 rating on Trustpilot
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Real profit. Good and quick feedback. A pleasant experience in investments.Dorin Baltag
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It's a great opportunity for investing. An easy app, user-friendly, nice experience.Viorel Gamurar
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I knew at each step where I am and how much time is needed to finish the application.Grigore M
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There are ups and downs still but overall it is a great product. Highly recommend it!Serghei
Are you new to the world of investing?
Don't worry, we're here to help. We're happy to answer any related questions you might have.
Partners and contributors
We partner with the best in the industry and collaborate with top donors
Partners
Sponsors and contributors
Fagura in the Media
We are here to help you
Working hours: Monday - Friday: 9.00 - 18.00
Credit applications can be submitted online 24/7
