Fagura continues to support local entrepreneurship through innovative financing programs. Between November 24, 2025, and March 24, 2026, the platform successfully implemented its fourth cashback program for SMEs, offering not only access to capital but also financial incentives for sustainable business growth.
The SME Cashback Program is implemented with the support of the Ukraine-Moldova American Enterprise Fund (UMAEF).
Results of the Cashback Program 2026
According to the official report, the program’s impact is significant:
- €837,400 total funding provided to SMEs
- 11,617,855 MDL injected into the economy
- 52 companies financed
- 120 jobs supported within these companies
These results confirm Fagura’s role as a facilitator of access to financing for small and medium-sized businesses.
Key Industries Supported
The program primarily supported high-growth potential sectors:
- eCommerce (dominant)
- Manufacturing
- Digital media
- Creative industries
- IT & Technology
- Light industry
This diversification reflects a strong orientation toward digitalization and a modern, forward-looking economy.
Economic and Entrepreneurial Impact
The 52 SMEs financed have collectively generated:
- 58,890,226 MDL in total turnover in 2024
- Over 120 jobs created and maintained
The program directly contributes to strengthening economic resilience and developing the entrepreneurial ecosystem in the Republic of Moldova.
Entrepreneurs’ Experience
Beneficiary entrepreneurs highlight the platform’s advantages:
✔️ Fast process
✔️ Easy access to financing
✔️ Fully digital experience
“We used Fagura financing to increase our raw material stock for Fori-Sweets products. We imported dried fruits and dark chocolate, which helped us significantly diversify production and maintain inventory for our retail partners. The experience was smooth and pleasant, and the support team always guided us whenever we had questions. We are now looking forward to receiving the cashback after a few installments.”
— Oleg Fetcu, Administrator, Fori Sweets
“The $1,000 cashback from Fagura came at the perfect time for me. It provided that vital boost to grow my business, especially during the early stage when you don’t yet have a strong credit history. Beyond the financial support, I was impressed by how smooth everything was. There was no paperwork overload or bureaucracy—the process was fast, user-friendly, and fully digital. I managed everything from the comfort of my home, without any hassle.”
— Vlad Cotoros, Administrator, Main Agency
These benefits position Fagura as a strong alternative to traditional financing.
Why This Program Matters
The cashback program provides more than just funding:
- Encourages financial discipline and the development of a positive credit history
- Supports business digitalization
- Strengthens the real economy
- Provides access to capital for startups and SMEs
Through this model, Fagura builds a sustainable ecosystem connecting investors and entrepreneurs.
The fourth Fagura Cashback Program once again confirms the effectiveness of a participatory, impact-driven financing model. Fagura remains committed to supporting entrepreneurs who are shaping the future of the local economy.
The SME Cashback Program is implemented with the support of the Ukraine-Moldova American Enterprise Fund (UMAEF).